B2B Credit, Inc

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B2B Credit vs Dun & Bradstreet

We are often asked, “What is the difference between the B2B Credit Builder™ Program and Dun & Bradstreet’s CreditBuilder program?” The answer is that we actually help you to build credit and a positive credit profile, while Dun & Bradstreet (D&B) merely sees to it that the credit you already have is being properly reported.

D&B is a credit reporting agency. As such, they do not help businesses to obtain and establish credit. If you sign up for their CreditBuilder program, D&B will call to verify your existing accounts and ensure that these accounts are added to your D&B report.

B2B Credit is not a credit reporting agency, and we therefore do not see ourselves as competitors to D&B. With our B2B Credit Builder™ Program, we will actually set up credit accounts for you. These creditors will then report your payment history to all of the major credit bureaus, including D&B.  

The following chart helps illustrate the differences between the programs offered by D&B and B2B Credit:

 
Dun & Bradstreet
B2B Credit

Create credit report
x ( 30 days )
x( 5 days )

Add up to 5 trade lines to your credit report
x
x

Provide access to your D&B report
x(additional fee)
x(included)

Set up credit accounts
.
x

Report your monthly payments (for the credit builder program) to both D&B and Experian
.
x
Build credit with all major credit bureaus
.
x
Obtain Visa or Mastercard card for your business
.
x

B2B Credit, Inc. can help you obtain business credit and establish a positive business credit profile.